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@  Tm_Silverclaw : (24 June 2021 - 02:04 PM)

Fedex sucks

@  tigerhawk : (23 June 2021 - 10:09 AM)

"This never happened to the other fellow." -  One of my fave meta jokes in movies from 007: On her Majesty's Secret Service.

@  Sabrblade : (21 June 2021 - 08:58 PM)

Daddy!

@  Kalidor : (21 June 2021 - 04:50 PM)

Not just any girl - your mom!

@  Steevy Maximus : (20 June 2021 - 08:19 AM)

Happy Knocked-Up-A-Girl Day!

@  Bass X0 : (20 June 2021 - 02:13 AM)

Happy father's day!

@  Hot Rod Mustang : (19 June 2021 - 07:45 PM)

what up sluts?

@  TheMightyMol... : (19 June 2021 - 07:20 PM)

Only 6? Filthy casual.

@  wonko the sane? : (19 June 2021 - 04:26 PM)

Multiplaying as in "playing with other people" or multiplaying as in "6 WoW accounts running at the same time"?

@  Steevy Maximus : (19 June 2021 - 01:45 PM)

Oh no! Darkeklaw is multiplaying! (See birthday box)

@  tigerhawk : (19 June 2021 - 11:54 AM)

In my Marvel comic canon the second wave of special teams were handpicked active robots whose experience would theoretically make more stable combiners, the Combaticons came from Cybertron, the Protectobots were imprinted from crystals explaining both Onslauhghts ancestry and First Aid's experience.

@  Dekafox : (18 June 2021 - 05:24 PM)

Spotlight: Lioconvoy?

@  Bass X0 : (18 June 2021 - 04:15 PM)

How long until IDW puts out an Optimus Pride Month comic?

@  Cyoti : (18 June 2021 - 03:32 PM)

Even with B5, it didn't follow its original 5-year plan. Summaries from the supplementary materials for the scriptbooks demonstrates that was originally planned was very different from the actual product. Sinclair's actor's departure seemingly changed the show to the point that the stuff with the Vorlons/Shadows, the Minbari and the ending were all changed. Mapping out a show years in advance is difficult because of changing bts stuff like writers/actors leaving the show or suddenly having to retool because of ratings/execs. No plan survives intact especially in a chaotic environment of television production.

@  Rycochet : (18 June 2021 - 11:27 AM)

To be like Babylon 5, you need to cram a 2 season story arc into one because you fear being cancelled, then get further seasons you have no more material for. You also need a spinoff which the network heads don't want and do everything in their power to kill it while it's on air.

@  wonko the sane? : (18 June 2021 - 10:33 AM)

The required effort is probably why we don't have babylon 6; TNG.

@  Dekafox : (18 June 2021 - 10:23 AM)

Everyone wants to be like Babylon 5 but no one wants to put in the effort

@  Nevermore : (18 June 2021 - 09:36 AM)

And then, after five years of hosting their own official podcast where they would answer fan questions and always encouraged their audience to pay attention to the mysteries, after the show had ended, they claimed the show was never really about the mysteries, it was all about the characters.

@  Nevermore : (18 June 2021 - 09:34 AM)

What really bugs me with "Lost" is that the producers had willfully negotiated a set end date with the network halfway through season 3 (the show ended with season 6, as planned) specifically so they could plan out the plot for the remainder of the show. Then... the plot wasn't resolved properly.

@  tigerhawk : (18 June 2021 - 04:17 AM)

By then I had lost interest in arc TV shows, I followed a few and got the impression they were just making them up as they went along. Seemed to be a trend starting with new Galactica and Lost though in actuality began with The X Files and has become a trope called 'The Chris Carter Effect'.

@  Nevermore : (18 June 2021 - 02:12 AM)

I think it was season 3 part 1 specifically, since they had two separate plot "arcs" for season 3.

@  Nevermore : (18 June 2021 - 02:11 AM)

They threw everything in there, with no clear story structure, no clear stakes, and characters flip-flopping wherever the episode's writer needed them to go for their half-baked plot.

@  Nevermore : (18 June 2021 - 02:10 AM)

Season 3 was the worst, with a terrible meandering random events plot.

@  tigerhawk : (17 June 2021 - 11:59 PM)

'save the cheerleader' then in season 3 he tears her skull open, scans her power and she simply heals. They didn't think any of it through.

@  Shockwave 75 : (17 June 2021 - 07:04 PM)

Well, you know Hollywood; if something's popular, run it into the ground!

@  Cybersnark : (17 June 2021 - 04:40 PM)

And then there was the Writers' Strike, which isn't the show's fault.

@  Cybersnark : (17 June 2021 - 04:40 PM)

Yeah, Sylar should've been, if not killed off, at least left to rest.

@  Nevermore : (17 June 2021 - 03:43 PM)

It never truly recovered from that.

@  Nevermore : (17 June 2021 - 03:43 PM)

Season 1 was good until the finale.

@  Paladin : (17 June 2021 - 09:37 AM)

because it sucked.

@  tigerhawk : (17 June 2021 - 08:58 AM)

Heroes was cancelled twice.

@  Nevermore : (17 June 2021 - 06:33 AM)

The song's official name is "Holding Out for a Hero".

@  PlutoniumBoss : (17 June 2021 - 12:54 AM)

That's a long time to wait for a sandwich.

@  Maruten : (16 June 2021 - 07:13 PM)

Lucky there's a hero arriving in July.

@  Steevy Maximus : (16 June 2021 - 05:38 PM)

I think I've heard "I Need a Hero" more times this past week than I have in the past several years.

@  tigerhawk : (16 June 2021 - 12:41 PM)

Thanks to Earthrise I can recreate the end of Return of Optimus Prime part 1.

@  wonko the sane? : (16 June 2021 - 11:19 AM)

I wish they would do something like that here: but then it would become obvious in which provinces you're getting gouged.

@  Nevermore : (16 June 2021 - 10:42 AM)

Here in Germany, the price you see is the price you pay, tax included.

@  Nevermore : (16 June 2021 - 10:42 AM)

I always find it weaird hearing that stores in the US don't initially already taxes in their prices.

@  Nevermore : (16 June 2021 - 04:33 AM)

You know what's kewl? Poor literacy.

@  wonko the sane? : (15 June 2021 - 04:31 PM)

Awesome, thanks for the heads up.

@  CORVUS : (15 June 2021 - 04:12 PM)

Kewl. Thanks!

@  Kalidor : (15 June 2021 - 02:08 PM)

Hey everybody! I wanted to announce that Sarahthecutevixen is our newest addition to the Allspark staff. She's primarily looking over discord stuff, but I wanted to make sure she got a welcome over here as well.

@  NovaSaber : (14 June 2021 - 11:07 AM)

Turn-Bass RPG

@  Sabrblade : (14 June 2021 - 10:21 AM)

Do not X0 quietly into the night.

@  ▲ndrusi : (14 June 2021 - 10:13 AM)

All your Bass are--

@  Donocropolis : (14 June 2021 - 05:56 AM)

*Bass X0 not available in Alaska or Hawaii.

@  Steevy Maximus : (13 June 2021 - 07:36 PM)

Get your own Big Mouth BassX0 for the low price of $19.95 (plusshippingandhandling)

@  repowers : (13 June 2021 - 12:45 PM)

Mr. Speaker, we are for the Bass X0.

@  Nevermore : (13 June 2021 - 06:04 AM)

It's all about that Bass XD.


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Stock Market Shares


19 replies to this topic

#1 Equals Three

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Posted 05 June 2021 - 10:38 PM

I just open a broker account and bought my first share in a company. I decided to invest some of my money for the future. I'm super excited about it. Does anyone have any advice to a novice investor?

#2 Rust

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Posted 05 June 2021 - 11:26 PM

Never invest anything you are not willing to lose.



#3 Equals Three

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Posted 06 June 2021 - 01:04 AM

I doing small buys. Like $10-20 shares. So if I lose them I won't mind much. But I'm doing smart ones, companies that have been around for a while.

I wanted to buy stock from Amazon and Google but their stocks are like $3000 a share and they don't pay dividends because they invest all their money into growth.

#4 Equals Three

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Posted 06 June 2021 - 08:38 PM

I decided to go more risky and go with a DRIP. So instead of collecting dividends, anything I make from them will go back into buying more stock from them. A long term plan for extended growth. It is more risky because instead of keeping the money, I'm reinvesting it.

#5 Equals Three

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Posted 07 June 2021 - 08:54 PM

My shares made one dollar profit value in the first day! It feels like the first leaf sprouting on my money tree. ♥️

#6 Ryougabot

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Posted 07 June 2021 - 10:21 PM

I decided to go more risky and go with a DRIP. So instead of collecting dividends, anything I make from them will go back into buying more stock from them. A long term plan for extended growth. It is more risky because instead of keeping the money, I'm reinvesting it.

That is the way to go.  I would stick with mutual funds, as the manager can do a better job than you.  I put 25% in small cap, 25% in large cap, 25% in international, and 25% in fixed return.  This will keep you from losing your shirt if one of your funds tanks temporarily, usually one other will rise.  This strategy gets me about 8% ROI for the last 20 years.  You want to beat inflation, which is 4% today.

 

Whatever you do do not look at it every day.  It will be like a roller coaster, but don't jump off if you start loosing.  Just like a roller coaster, you only get killed when you try to jump off.


Edited by Ryougabot, 07 June 2021 - 10:24 PM.

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#7 Equals Three

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Posted 08 June 2021 - 02:36 AM

Oh, I've been picking shares myself. How do I join a mutual fund with the shares I already have?

#8 Ryougabot

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Posted 08 June 2021 - 04:59 PM

Oh, I've been picking shares myself. How do I join a mutual fund with the shares I already have?

Find a local broker, ask them to find a set of good mutual funds that fit the categories, have the broker set them up as ROTH funds (another whole discussion), ROLL the current balances into the Roth funds (avoids taxes, you will lose 35% in taxes if you don't roll).

 

Remember, this is free advice, it may not be what your broker says.


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#9 Equals Three

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Posted 09 June 2021 - 12:14 AM

Do I pay taxes on DRIP? I know I have to pay taxes if I make a profit selling shares, but is there a tax on dividends gains? I'm getting mixed answers

#10 Ryougabot

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Posted 10 June 2021 - 10:14 AM

You pay taxes on your accounts when you liquidate, as is it officially income, and you pay taxes on any income.  However if it is a ROTH account, the interest is tax deferred.  With Roth, you pay the taxes when you invest, at the rates of today, so you only have to pay taxes on the principal.  Without Roth, you pay when you liquidate, at those rates.  I usually go with Roth as when has the government ever lowered the the tax rates over a long period of time?


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#11 Equals Three

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Posted 10 June 2021 - 10:46 PM

I'm not sure I can switch my account to a Roth since I already selected the other for it. So as long as I don't liquidate I won't get taxed, and as long as my income is under $40,000 I won't get taxes on dividends.

#12 Ryougabot

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Posted 11 June 2021 - 12:13 AM

I'm not sure I can switch my account to a Roth since I already selected the other for it. So as long as I don't liquidate I won't get taxed, and as long as my income is under $40,000 I won't get taxes on dividends.

you are correct. just be careful tour interest does not put you over 40000.


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#13 Equals Three

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Posted 11 June 2021 - 02:05 AM

I'm not sure I can switch my account to a Roth since I already selected the other for it. So as long as I don't liquidate I won't get taxed, and as long as my income is under $40,000 I won't get taxes on dividends.

you are correct. just be careful tour interest does not put you over 40000.
Ha! If I ever make $40,000 a year from this I'd probably quit my job.

#14 Ryougabot

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Posted 11 June 2021 - 01:55 PM

 

 

I'm not sure I can switch my account to a Roth since I already selected the other for it. So as long as I don't liquidate I won't get taxed, and as long as my income is under $40,000 I won't get taxes on dividends.

you are correct. just be careful tour interest does not put you over 40000.
Ha! If I ever make $40,000 a year from this I'd probably quit my job.

 

interest plus your income...


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#15 Tripredacus

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Posted 11 June 2021 - 03:02 PM

Ha! If I ever make $40,000 a year from this I'd probably quit my job.


Wrong answer there. You said you wanted to invest for your future. That future is typically retirement age. You can cash out earlier but that would only be if your investments were at a point where you could retire at that age. Unless you can live in 40k for the rest of your life...
jBU1ixT.jpg

#16 Equals Three

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Posted 15 June 2021 - 01:32 AM

Ha! If I ever make $40,000 a year from this I'd probably quit my job.

Wrong answer there. You said you wanted to invest for your future. That future is typically retirement age. You can cash out earlier but that would only be if your investments were at a point where you could retire at that age. Unless you can live in 40k for the rest of your life...
Valid point. But I'm already living with less then 40k a year. I hope I can get to that point when I retire.

#17 Ryougabot

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Posted 15 June 2021 - 10:21 AM

 

 

Ha! If I ever make $40,000 a year from this I'd probably quit my job.

Wrong answer there. You said you wanted to invest for your future. That future is typically retirement age. You can cash out earlier but that would only be if your investments were at a point where you could retire at that age. Unless you can live in 40k for the rest of your life...
Valid point. But I'm already living with less then 40k a year. I hope I can get to that point when I retire.

 

If you want 40,000 per year when you retire, your magic number is about $500,000 in savings.  That will get you about $40,000 in interest alone (assuming about 5% rate) without even touching the principal.  Essentially you get $40000 per year for the rest of your life.


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#18 wonko the sane?

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    Oh dear lord I am bored...

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Posted 15 June 2021 - 04:32 PM

Welp, me brother got me to open a wealthsimple account. Cause, and let's face it: he was right. I do have a little spare cash just sitting, and I honestly don't mind trying this whole stock market thing out before money becomes worthless as we descend into a post apocalyptic hellscape.


Edited by wonko the sane?, 15 June 2021 - 04:32 PM.

Per Nick Nemesis's Suggestion: I hate everything.

#19 Equals Three

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Posted 16 June 2021 - 02:40 AM

Well, hopefully with my 401k, this investment and social security, I'll have enough money not to die when I retire, lol

#20 Equals Three

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Posted Yesterday, 11:58 PM

I looked into buying some crypto currency. I bought some from Blockfi. I bought the American back one. So its one for one dollar exchange. But keeping it in an account it earns 8% interest and allows for one fee free withdraw a month.



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