For a time, I considered sparing your wretched little bank account....

No... I accept your cookies! I... ACCEPT.. THEM...

I don't think that's the case in Canada. Bank account debits from outside parties need to be pre-authorized at your branch or via online banking.

That does sound like fun.

Fun note: in the US(at least), by default if someone has your routing number and account number off a check, they can pull as much money out as they want with nothing you can do about it until after the fact.

anything burns if it gets hot enough.

That's why you should keep your under-the-bed money in gold and silver--that won't burn!

https://www.bbc.com/worklife/article/20171003-proof-that-people-have-always-complained-about-young-adults

Disparaging the youth has been a pastime for thousands of years. Pretty much every society we have writing from has some version of "kids these days" at some point.

Numfar! dance of pain.

If the USA vanished from Earth prior to millennials (later to be joined by Generation Z) coming of age, would the global community have the same magnitude of disparaging upon youths as a pastime because old boomers are insecure about their inability to handle new technology?

This wasn't that, this was a "we don't trust banks!" thing

Well I know when I first got my back pay for disability, some of the paperwork said I couldn't have so much in the bank after 30 days...so I had to take out a huge chunk of cash.

I know a family who lost thousands of dollars in a house fire because they were literally keeping it under the bed. Don't underestimate the USA's luddism.

The US is filled with people LITERALLY proud of their ignorance of tech. Don't expect the US to be a major power in the next 30 years.

Most people in Australia that I've heard of use electronic transactions for rent (and similar things). I mean, doubtless there are some people who use cash for various reasons of varying levels of ethics, but most require electronic transfers.

But I don't understand Paladin's premise of "allowing the landlord access to one's bank account". I'm pretty sure I have acquaintances who pay monthly by check or automated bank transfer.

I know many lower-end restaurants in the USA take cash only as a probable method of tax evasion. Perhaps that is why some landlords do as well. Alternatively, such people demand cash upfront because they have thin profit margins or whatever and are too afraid of spending the time and effort to pursue someone whose check or electronic payment bounced.

@Nevermore The USA is a place where lots of people can proliferate at being technologically behind. e.g. almost no one accepts or pays by contactless yet despite the inherent security of the process. And by having a population of over 300 million we can generate large quantities of believers in the Luddite fallacy and such.

I pay by credit card whenever possible for the rewards/points, but utilities don't usually allow that so those I just pay through the online bill payment feature rather than mess around with pre-authorizations

Most monthly or whatever payments are done electronically around here, I think. Mine certainly are. Whether by pre-authorized debit, an e-transfer (transfer from one bank account to another), or your bank's online bill payment system/database

If I overpaid, it may take several months for them to pay me back the difference. If I underpaid, they're very quick with demanding the difference.

Meanwhile, I can write a tax report, but since the employer already deduced the standard legal taxes from my monthly payment, the tax report is also mostly just to let the tax authority determine if I underpaid or overpaid.

Based on my average costs for the year, they will then calculate the estimated monthly costs for the upcoming year.

At the end of the year, the power company will send me an annual invoice which shows if I overpaid or underpaid. If I overpaid, the difference may just be deduced from my December bill.

I also pay my monthly gas and electricity bills that way.

It's funny. Here in Germany, many people still pay cash in stores, restaurants etc. (the staff usually asks "cash or wireless?"), but many regular payments are handled wirelessly and automatically.

Around the same time, I get sent a slip from payroll that lists my gross income, all the deductions and the net income, i.e. the final transaction sum.

My monthly payment from my employer is wirelessly transferred to my bank account. Taxes, health insurance, unemployment insurance and social security fees are calculated by the payroll department, handled by the employer, and I just get paid the rest after taxes and everything.

yes. you're assuming US employers would pay fairly & take fairly.

we dont get paid on a monthly basis, if thats what you mean. i myself get paid every 2 weeks. some are every week. and if im telling you something you already know, just ignore me...

Which I assume doesn't work that way in the US either?

That way you may time the transaction with your monthly payment from your employer.

You don't need to give the landlord access to anything. You go to your bank, show the clerk your bank account card, give them the landlord's bank details, tell them the exact amount of the rent and which day of the month the transaction should happen, sign the order, and you're done.

most Americans wouldn't trust a landlord with access to their bank account.

Do people in other countries really still pay their landlords in cash? Here in Germany, it's very common to have the payment as an automated bank transaction on a set day of the month, so if the payment is late, it's either the bank's fault, or there's not enough money on the bank account.

meanwhile some of us are trying to calculate if they'll have a spare forty bucks at the end of the week for some food...

At least I can see where the 600 US bucks is going in this case. The MP line looks more ridiculous by the day.

It's ridiculous. I'll stick to Armadacron

If anything, shipping is going to make the actual toy's price look affordable.

Its like, $550 ish in US money (so probably about $800 for my Australian self) and is taller than TR Fort Max. He's gonna be a hefty boy.

Damn, that Unicron looks big. Not gonna be cheap

"By the way, your landlord called. Something about being late with the rent."

"Hi there, I'm Unicron. Your husband ordered me."

"Perhaps I misjudged you. Proceed on your way to the couch."

I'm just afraid of what my wife would do to me if it showed up at our door.

Giant Robot Satan has that effect on people.

So, I might not be able to get Hasbro Pulse Unicron because my mother is afraid of it

But that's neither here nor there.

Six of one, half-dozen of the other.