Fun note: in the US(at least), by default if someone has your routing number and account number off a check, they can pull as much money out as they want with nothing you can do about it until after the fact.
If the USA vanished from Earth prior to millennials (later to be joined by Generation Z) coming of age, would the global community have the same magnitude of disparaging upon youths as a pastime because old boomers are insecure about their inability to handle new technology?
Most people in Australia that I've heard of use electronic transactions for rent (and similar things). I mean, doubtless there are some people who use cash for various reasons of varying levels of ethics, but most require electronic transfers.
I know many lower-end restaurants in the USA take cash only as a probable method of tax evasion. Perhaps that is why some landlords do as well. Alternatively, such people demand cash upfront because they have thin profit margins or whatever and are too afraid of spending the time and effort to pursue someone whose check or electronic payment bounced.
@Nevermore The USA is a place where lots of people can proliferate at being technologically behind. e.g. almost no one accepts or pays by contactless yet despite the inherent security of the process. And by having a population of over 300 million we can generate large quantities of believers in the Luddite fallacy and such.
I pay by credit card whenever possible for the rewards/points, but utilities don't usually allow that so those I just pay through the online bill payment feature rather than mess around with pre-authorizations
Most monthly or whatever payments are done electronically around here, I think. Mine certainly are. Whether by pre-authorized debit, an e-transfer (transfer from one bank account to another), or your bank's online bill payment system/database
Meanwhile, I can write a tax report, but since the employer already deduced the standard legal taxes from my monthly payment, the tax report is also mostly just to let the tax authority determine if I underpaid or overpaid.
My monthly payment from my employer is wirelessly transferred to my bank account. Taxes, health insurance, unemployment insurance and social security fees are calculated by the payroll department, handled by the employer, and I just get paid the rest after taxes and everything.
You don't need to give the landlord access to anything. You go to your bank, show the clerk your bank account card, give them the landlord's bank details, tell them the exact amount of the rent and which day of the month the transaction should happen, sign the order, and you're done.
Do people in other countries really still pay their landlords in cash? Here in Germany, it's very common to have the payment as an automated bank transaction on a set day of the month, so if the payment is late, it's either the bank's fault, or there's not enough money on the bank account.